StepCard helps customers to buy everyday products such as home-wares, electronics and white goods, and pay with interest free affordable installments between 3 and 12 months. We love to support our customers in buying the products they want and splitting the cost into payments they can afford.
You will get an interest free finance that can be used on a number of home shopping websites. Your store credit will be transferred to online retailers such as ownitnow.co.uk where you can use it to purchase a large range of quality goods.
We operate a trust building model, so if you repay your credit on-time you may be eligible for an increased credit limit in the future. We understand that finance can be difficult to find for the purchases you want to make, so we are there to help and support you. We supply credit directly and are NOT a loan broker - we will never charge you brokerage fees, late payment fees, or any other fees.
We’ll get you shopping regardless of your credit score. You can enjoy the luxury of shopping for the homeware you like, within minutes. No overthinking, no deliberating, no talking yourself out of it.
You don’t have to be nervous if you’ve got a poor credit history because we don’t conduct a credit check when searching for your ideal store.
Your bad credit score doesn’t matter to us, we can help you start a clean slate and the opportunity to get the home appliances you want, whenever you want
There’s no need to worry about mounting interest rates anymore because our partners let you shop interest free. We’re offering you an interest free shopping option, so you can buy without stressing about repayments.
Very easy to get set up and supper quick decision. Would recommend to anyone 5star plus
Helps manage our budget
Helps manage our budget, and online management makes it easy to control are account
I think the service is second to none - I would recommend anyone to use them
WOW so fast
The online process of application is quick easy and not complicated and I am happy to be a customer.bravo to your efficient team of staff