New UK Credit Catalogue

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What we do

StepCard helps customers to buy everyday products such as home-wares, electronics and white goods, and pay with interest free affordable installments between 3 and 12 months. We love to support our customers in buying the products they want and splitting the cost into payments they can afford.

How it works

You will get an interest free finance that can be used on a number of home shopping websites. Your store credit will be transferred to online retailers such as where you can use it to purchase a large range of quality goods.

We operate a trust building model, so if you repay your credit on-time you may be eligible for an increased credit limit in the future. We understand that finance can be difficult to find for the purchases you want to make, so we are there to help and support you. We supply credit directly and are NOT a loan broker - we will never charge you brokerage fees, late payment fees, or any other fees.

100% acceptance for catalogues

We’ll get you shopping regardless of your credit score. You can enjoy the luxury of shopping for the homeware you like, within minutes. No overthinking, no deliberating, no talking yourself out of it.

No credit checks

You don’t have to be nervous if you’ve got a poor credit history because we don’t conduct a credit check when searching for your ideal store.

A chance to rebuild your credit score

Your bad credit score doesn’t matter to us, we can help you start a clean slate and the opportunity to get the home appliances you want, whenever you want

Get Your Free Card Options Today



It’s Simple £200 over 12 months from £16 a month




It’s Simple £500 over 12 months from £41 a month


Don’t worry, you can change your mind about the kind of plan you want at any time.

Confirm Eligibility

What Is Your Date of Birth?




To be eligible to submit an application, you must be 18 or older.


Searching Loan programs available in:


Loan programs available in:

Address Details

What Is Your Home Address?

Available programs vary based on where you live. Please help us find the most convenient option for you by entering your home mailing address above.

We just need to confirm your bank details


  • Interest: NO Interest
  • Fees: NO Fees
  • Bad Credit : Welcome
  • Time: Fast Approval

Bank Details

I confirm I am the only person required to sign for this account. By clicking Continue I confirm that I am the Bank/Building Society account holder and no authority other than my own is required.

I confirm I am the only person required to sign for this account. By clicking Continue I confirm that I am the Bank/Building Society account holder and no authority other than my own is required.

Direct Debit Guaranty

You have chosen to set up a Variable Direct Debit. Subject to your rights under The Direct Debit Guarantee, this will automatically debit payments due on your account from your bank or building society account. If you are a joint signatory on the account, a paper direct debit instruction will be sent to you in the post/can be downloaded for completion.

Direct debit guarantee

  • This guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits.
  • If there are any changes to the amount, date or frequency of your direct debit will notify you 10 working days in advance of your account being debited or as otherwise agreed. If you request to collect a payment, confirmation of the amount and date will be given to you at the time of the request.
  • If an error is made in the payment of your direct debit, by or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society - If you receive a refund you are not entitled to, you must pay it back when asks you to.
  • You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required.

Why We Need Them

Why We Need Them

We need your bank details to help with identification we also monitor them for breaches as part of our service, It is also how we collect your repayments for your membership

Interest-free loan

There’s no need to worry about mounting interest rates anymore because our partners let you shop interest free. We’re offering you an interest free shopping option, so you can buy without stressing about repayments.

Very easy to get set up and supper quick decision. Would recommend to anyone 5star plus


Helps manage our budget
Helps manage our budget, and online management makes it easy to control are account


Love it
I think the service is second to none - I would recommend anyone to use them


WOW so fast
The online process of application is quick easy and not complicated and I am happy to be a customer.bravo to your efficient team of staff


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Accept Loans - from £100 to £5,000

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Fast, flexible loans from £100 - £5000

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